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About

Building Wealth, Together.

We mobilize member savings and transform them into affordable credit for personal, business, educational and developmental needs — helping members build wealth, reduce financial vulnerability and secure long-term economic stability.

Why do we exist?

About Us

Shekel Savings and Credit Cooperative Society Limited (Shekel SACCO) was established from the Xavian Group as an independent financial entity after recognizing a general problem in our community primarily faced by low-income individuals and groups in accessing financial services due to unfavourable terms and conditions set by banks, micro finance and other money lending institutions.

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Mission

To organize resources that will provide affordable, safe, and reliable access to financial products and services to our members

Vision

Build generational wealth for our members through savings, investments and education.

Goal

Help members build wealth, reduce financial vulnerability and secure long-term economic stability.

Our History

In 2014, a small group of members started LiveMusicJinja, a grass-root movement to train and provide showcasing opportunities for live musicians in Jinja. Within a short time, that community grew into a larger group of creatives called The Creative Tribe. Through various community initiatives and partnerships with entities such as The Innovation Village, MoTIV, our impact extended to various regions across Uganda and beyond. Through our initiatives, our community grew to include entrepreneurs, startup founders, boda boda groups, farmers, families, etc. — people from all walks of life who share a common thread of community and sustainability. The Xavian Group was created as an umbrella brand to consolidate the continuance of this work.

A July 2026 meeting recommended the establishment of a SACCO to address the problems faced by individuals in accessing capital, investment opportunities and financial literacy training.

Our Core Values

  • Transparency
  • Accountability
  • Inclusion
  • Community
  • Quality Service
  • Innovation