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Save, Borrowand Invest with Shekel.

We mobilize member savings and transform them into affordable credit for personal, business, educational and developmental needs.

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Members.

Who Are We?

We are a fully registered microfinancing society that turns member savings into accessible, affordable credit

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Community Membership

Who Can Become a Member?

Individuals

Seeking personal financial empowerment and household development.

Groups & Collectives

Requiring structured savings frameworks and collective investment channels.

Religious & Non-Profit Organizations

Requiring savings systems and development capital to strengthen outreach.

Businesses & Entrepreneurs

Looking for ethical capital, training and operational support.

Member Benefits

We offer our members a unique opportunity to grow their financial well-being through shared resources and mutual support

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Savings

Multi-tiered fixed deposit savings with competitive return rates.

Loans

0% interest loans with refinancing options and no negotiation fees.

Dividends

Purchase shares and get dividends based on SACCO’s earnings

Growth

Member training, consultation and investment opportunities.

features

Digital Hassle-Free Account Management

Easy Account Management

Create and manage savings, shares, and other accounts with ease.

Smooth & Secure Transaction

Effortlessly process and track deposits, withdrawals, and loan activity.

Mobile, SMS & USSD Access

We serve members with smartphones and basic phones alike.

Sheckel is the future of SACCO's. I love the benefits, ease of use and community engagement

Kisito Davis

Businessman

My family and I are so happy we are a part of this great community of people who care about our financial future.

Baguma Ronald

Farmer

Our blog

Our news & blog.